Android application that will change your voice

One of the advantages of using an Android Phone is that you can install any Application of your choice. For this post, we will lecture you by explain to you on some simple application that you will download and install on your android phone device that can change your voice to the opposite gender [i.e. from a Male voice to a Female voice and vice versa].


There are two applications  that works almost the same which includes  Free Voice Changer and Funny Calls & free voice changer. Try and register and login an android app that allow you to alter your voice during a live call or otherwise. Imaging that you are talking  to your friend with a female voice while you are a guy... that hilarious. Not only that, it also  enable  you to change your voice to male, female robot etc. while the other enable  you to change and alter your voice with an array of different effects  [ Tunnel , male , female  , female, child ] that can be combined together. You can save your altered voice, send it as an e-mail to your friends and even use it as a ringtone once you are ok.


Where to Download Any of This Application?


=>Visit Google play store to download this application


=> Run the downloaded app  and install any of it on your android device.


Then adhere to every other instruction to start using funny call or free voice app or funny call on Android platform

How to make Money via Forex trading

The word ‘ FOREX ‘  is a contraction of two words called ‘ FOREIGN EXCHANGE ‘.  It involves the trade of currencies. In FOREX trading , you are bound to speculate on the short or long term movement of a given currency pair. The idea is that ; you buy a currency at a lower rate and later sell it or exchange it when there is an appreciation.

If you have a currency pair such as British Pound () paired against the US Dollar ($) [ in shorthand GBP/USD ]. If the pair is currently trading at a value of 1.8025 , this means that there are currently 1.8025 US Dollars to the British Pound and is the exact value of the exchange rate .

Forex trading similar to the stock trading , but Forex is more lucrative than stock trading , if only you can study it properly before investing on it. Forex official website : www.forex.com , can give you a practice account  to  use  for practice for 30days interval. This will make you learn it properly before you start your own investment .

During an average day of forex trading , exchange value can fluctuate  between  70 and 200 pips. Pips simply refer to the number of lowest digit moves [ tricks ]. For example ; GBP/USD could start the day at 1.0825 and falls right back to 1.7850 , thus losing 175 pips over the day. This is why FOREX  is considered the most liquid market.

As you can see , if you manage to call the next major move that the currentcy is going to make  , then with a single mini lot trading just the GBP/USD pair you could earn up to 175 on this example trading day , or with a full lot you can earn up to 1,750 per day.  Now, what if you trade several lots rather than just one , or trade several currency pairs rather than just GBP/USD ? As you can see , there is really big money to be made in FOREX.

Note that the market may sometimes move in a 70 pip range and then it doesn’t go straight from the lowest value to the highest or vice-versa , but tends to waver around all day ; up a bit , down a bit  and so on . This is where you need to build your skills in technical analysis to ensure that you have an edge over someone who is purely gambling on the currency pair price direction at a given time.

FOREX is not a dangerous market to dabble with as those stock market veterans may tell you with a look of terror in their eyes it is  actually the safest and most predictable market to trade in . It was back in those early years of Forex that you are considered qualified to trade if you have up to $500,000 to invest. Today you can trade Forex through a Forex broker and trade mini lots as you start for 1 or so. Most people now trade with  as low as $100 depending on your financial strength.

In Forex , up to $1.9 trillion worth of currencies are traded daily. This is why you need to participate in your  quota to be among earners. It is very advisable to study Forex system first before starting up so as not fall into a ditch. You need to know how to select a broker , place trade , learn forex acronyms and abbreviations , etc . To study on these I will recommend the following websites for you :  www.forex.com , www.surefire-forex-trading.com/forex-trading-info.html , www.trendwaysfin.com/tuitorials.html , www.forexcentral.net/forex-tuitorials.

How to make money via Consultancy & Agency programm online

This kind  of Internet business is just like the normal consultancy/Agency businesses. This kind of business depends on your area of expertise. What you need to do is to advertise your services both online and offline . For Instance , someone like  myself who run some online businesses like : credit card processing , online business solution , etc , I will simply go online to advertise my services to people and those who need my service will contact me through my website , email or phone . Ireceive jobs from them and process it and deliver it to its owner while the agreed charge is paid to my account . It is more easier to run a consultancy/Agency programs on the internet than on the ground .

You may be a consultant with an online travel and shipping company in the US or even an online job or employment agent. Just go ahead to advertise yourself and in no time jobs and businesses will start coming in. You can use handbills and postals to advertise your service offline while you advertise online through Google , yahoo , msn ,etc.

There are  some ways you can advertise yourself free of charge on the net :

·         Go to a chatroom for business and talk to your room mates about your services.

·         Join a forum online where you can post some hints about your services for others in the forum to read. There are so many forum websites on friendship, relationship, business, software & programming solutions, etc. Use google to search for forum websites.

·         Go to yahoo answer page  and ask a question to find out who needs such services you run

You will need a personal website to effectively run a consultancy/agency program. The website is your online office. You command more trusts and respects when you have a website.

                MARKETING PERSONAL PRODUCTS ON YOUR WEBSITE

This is the most common way of running business on the Internet. In this case, you already have products you are marketing in your shop , store , or company . Now you go get a web site with which you can display your products on the net. Your websites’s content needs to be very attractive to attract visitors to want to patronize you after bouncing on your site through search.

Visitors make orders on your products they are interested in ; they make payments through credit card while you post or ship the product to their destination address. You have to confirm the payment before shipping . Most people add shipment  or postage costs to the price of their products displayed in the website , so that buyers won’t have to pay extra for shipment.

How to make money through Multi- level Marketing

As the name implies , multi-level marketing is a system of marketing where an individual builds a residual streams of income by  recruiting other individual to join the business team. The recruited individuals form a tree-like structure. The original leader receives commission on his personal sales and some percentage commission on his recruited members sales. The idea is that the more you recruit new members , the more your commission on each individual’s sales. For the cycle to continue , those recruited members also need to raise their own members in order to build their own tree and income level. You , the first leader in your tree also receives some commission on your members’ descendants’ sales. Everyone’s promotion depends on the number of people he is able to recruit to the business and the number of people those recruited ones are able to recruit to join the business also , and the chain continues.

In such marketing system , your level grows to an extent that you start receiving fixed salary and commissions. You don’t need to make sales again because your descendants will have given birth to more descendants that will be able to stabilize your salary level and commissions. At such level you become a coach. You start organizing seminars for training your descendants and their descendants and so on.

One of the most popularly known organizations that operate MLM  very well is the GNLD market nutritional products. If you are good at customer relationship , you will in no time climb very high the ladder in the business. There are much MLM companies online than this terrestrial world. You don’t have to be a good marketer before joining such organizations. They normally have training materials  to enable you run the business successfully . even the unschooled can run such business.You can search through google for various website that run MLM programs. NOTE : Be wise in your selection because there are some fraudsters online.

An overview on Affiliate Marketing

This kind of marketing involves the marketing of goods and services owned by  another or company. You [ the affiliate marketer ] register or sign up with the company as an affiliate , you then go- ahead to advertise the company’s products using your website or a sub site given you by the company. When  customers buy any product through you [ the affiliate marketer ] , you get a commission on the sales made. The more customers or visitors you are able to advertise to , the more the chances of sales and the more your commission.

In some affiliate programs you will need to have a personal website to display the adverts of the company you are marketing for. The company normally will give you link to use in your advert so that when a visitor or customer clicks the link from your website the company’s website will be opened , and through the link the company will be able to know you are the one that directed the customer to the site. If the customer purchases any product you will be paid the agreed commission.

On the other hand , you will be given a sub site in the company’s website and the link to that sub site  will be given to you. Your customers can have access to the company’s products through the sub site [ a site inside a main website with the same look ].

You can sign up with Google and other advertising sites in order to direct high traffic of visitors and customers to your site. As you know you pay to advertise.

With affiliate marketing , you don’t bother yourself on what product to market. You just go ahead to market as many products the company has. You can register with as many websites that have affiliate programs. You can as well do much offline advertisement by the use of Handbills, Postals , Newspaper/Magazines, Television, Radio ,etc.

One of the best places [ websites] where you can affiliate programs is the CLICKBANK .Log on to www.clickbank.com. Sign up with them and go to their ‘’market place ‘’,  here you will get thousands of affiliate websites. With click bank , your account is secure. Click bank pays you into your ckick bank’s account when you make sales with any of the affiliate websites. When your account gets to a withdrawable level , you can cash it .

Below is a list of some websites that offer affiliate programs :

·         www.sitesell.com/excellite.html

·         www.clickbank.com

·         www.888.com

·         www.forex.affiliate.com

·         www.doublingstocks.com

·         www.eurobingo.com

·         www.waverevenue.com

·         www.coprosper.com,etc

Most affiliate programs are free to join since you are needed to help them to make more sales.

How to make use of a Credit/Debit card

The credit card is the technological brain behind the payment for goods and services without out the use of physical cash. It is a plastic payment instrument that is controlled by a software linked with Banks and other financial institutions. I see it as an online currency since it is a legal tender.

The credit card is supposed to be for worldwide use , but there are some restrictions to its use in some countries. Some of the reasons are :

·         Fraud

·         Technological incapabilities

·         Maintenance

·         Underdevelopment

                                                         

                                                              Credit Card VS Nigeria

Plastic payment system has recently entered Nigeria due to our progress in technological development and standardization of our Banking system in the recent years. We have now got ATMs in our Banks for cashing money with the use of ATM cards.

Some Banks in Nigeria now have MasterCard one of the best credit card worldwide commonly used in the U.S. You can use this card to order for goods and services via the internet from any part of the world where MasterCard is available.

MasterCard and Visa Card are considered as the best and trusted Credit/Debit cards in the world. Some other credit card-issuing companies work in collaboration with either of these card’s companies to process payments.

Here in Nigeria, ECO Bank was the first bank to run the issuance of MASTERCARD , after which some other Banks started,like Zenith bank, GT bank ,etc. B       y information from the papers, Zenith Bank has been licensed to run branches in the UK. By this , ther won’t be any more fears in the use of MasterCard from the Bank to shop internationally.

Nigerian Banks have been considered the fastest growing in Africa. I think all kudos go to Prof Charles Soludo.

Note that it is not cheap to acquire MasterCard here in Nigeria. Most Banks that issue that card will need you to have up to #45,000 to #50,000 in your account to qualify for applying for the card. But in countries like U.S, CANADA, in EUROPE, etc. you can get the card with $100.00 and even less. Well not to worry, you know we are still growing up.

                                        Getting  a  U.S Credit Card

There are possible ways you can get a U.S Credit/Debit card here in Nigeria that will not cost you morethan the $60.00 not by fraud as some do, but legally.